In case of reserved unemployment insurance payment period from 2026

According to Article 8 of Decree 374/2025/ND-CP, employees are allowed to reserve their unemployment insurance payment period in the following cases:

Having received unemployment benefits but still having paid unemployment insurance benefits, with the condition that the total payment period is over 36 months to 144 months; the unresolved period of benefits is reserved to calculate for the next benefit. In case the payment has been over 144 months, the unresolved benefit will not be retained.

The decision to receive unemployment benefits is canceled; at that time, the entire period of paying unemployment insurance has not been reserved.

Currently receiving unemployment benefits but having their benefits terminated in cases where the law allows reservation; the period not yet received will continue to be reserved.

Do not come to receive unemployment benefits after 3 months from the date of receipt, if there is no written notice; the number of months corresponding to the period of not receiving the benefits is reserved.

Confirmed by the Social Insurance agency to supplement the period of social insurance payment after the allowance has ended; The Decree stipulates specific calculation methods to determine the number of months reserved, especially in cases where the last period of payment is less than 36 months.

In addition, the Decree affirms the general principle: Each month of unemployment benefits corresponds to 12 months of unemployment insurance contributions; this period will be deducted when determining the remaining reserves.

Previously, Decree 28/2015/ND-CP did not set a maximum limit on the time reserved, did not fully list each specific situation and did not have a formula for calculating in case of additional payment time arising. From January 1, 2026, the new regulation has standardized all cases of reservation, supplementing the 144 month mark, clarifying each situation and calculation method.

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