4 unemployment insurance regimes, additional benefits for workers from 2026
The 2025 Law on Employment continues to stipulate 4 unemployment insurance regimes, however, the regimes are clearly regulated, expanding the rights of employees.
The 2015 Law on Employment (Law No. 74/2025/QH15) officially takes effect from January 1, 2026.
The 2025 Law on Employment continues to stipulate 4 unemployment insurance regimes (UI) similar to the 2013 Law on Employment; however, the regimes are clearly regulated, expanding the rights of employees and employers as follows:
First, job consultation and introduction.
Second, the "Vocational Training Support" regime: is expanded to the "Supporting employees to participate in training and improve their vocational skills"; accordingly, employees are not only supported with vocational training and skills but also supported with food allowances during their time participating in training, improving their vocational skills, helping to reduce difficulties for unemployed people when participating in vocational training.
Third, the "Unemployment Insurance" regime: adds cases where employees quit when they are eligible for pension, they will not receive unemployment benefits; reduce waiting time to qualify for unemployment benefits from 15 days to 10 working days.
Fourth, the regime of "Supporting training, fostering, improving vocational skills to maintain employment for employees": shortening the subjects of support with the name of the regime "Supporting employers in training, fostering, improving vocational skills to maintain employment for employees".
Accordingly, the rights of employees in cases of affecting employment or at risk of affecting the employment of many employees participating in unemployment insurance are supplemented; and the conditions are amended to apply this support regime.
The contribution rate and responsibility for paying unemployment insurance are stipulated as follows:
Employees pay a maximum of 1% of monthly salary; Employees pay a maximum of 1% of the monthly salary fund of employees participating in unemployment insurance;
The State supports a maximum of 1% of the monthly salary fund for unemployment insurance contributions of employees participating in unemployment insurance and is guaranteed by the central budget.
Every month, the employer pays unemployment insurance at the prescribed level and deducts the salary of each employee at the prescribed level to contribute at the same time to the Unemployment Insurance Fund.
The time of paying unemployment insurance for employees and employees is the time of paying compulsory social insurance.
Employees who are not paid for 14 working days or more in a month will not have to pay unemployment insurance for that month.
The employer is responsible for paying the full amount of unemployment insurance. The handling of late payment and evasion of unemployment insurance payment is carried out in accordance with the provisions of the Law on Social Insurance.
The employer is responsible for paying unemployment insurance to a disabled employee for no more than 12 months when recruiting and employing a disabled employee.
The employer is responsible for paying the full amount of unemployment insurance according to regulations for employees when terminating the labor contract, employment contract or terminating employment to promptly resolve the unemployment insurance regime for employees.
In case the employer does not pay enough unemployment insurance to the employee, it must pay the corresponding amount of the unemployment insurance regimes that the employee is entitled to according to the provisions of law.
The State transfers support funds from the state budget to the Unemployment Insurance Fund.
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