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Female driver Le Thi Thuy Hoa burst into tears at the workshop on September 15 when sharing about not being able to pay social insurance. Photo: Minh Tam
Female driver Le Thi Thuy Hoa burst into tears at the workshop on September 15 when sharing about not being able to pay social insurance. Photo: Minh Tam

Female driver struggles to make a living near her birthday, concerned about not being able to pay social insurance

Minh Tâm (báo lao động) 15/09/2026 17:04 (GMT+7)

Nearly 8 months pregnant, still struggling to drive for 10 hours a day, female driver Le Thi Thuy Hoa is heartbroken when she does not have maternity benefits because she is not covered by social insurance.

On September 15, the Workers' Counseling and Support Center under the Ho Chi Minh City Trade Union in coordination with Ho Chi Minh City Social Insurance organized a workshop "Social security for technology car drivers - Current situation and solutions". The event attracted the attention of many technology motorbike taxi drivers in Ho Chi Minh City.

Hội thảo “An sinh cho tài xế xe công nghệ - Thực trạng và giải pháp” thu hút nhiều tài xế xe ôm công nghệ trên địa bàn TPHCM ngày 15.9. Ảnh: Minh Tâm
The seminar "Social security for technology drivers - Current situation and solutions" attracted many technology motorbike taxi drivers in Ho Chi Minh City on September 15. Photo: Minh Tam

The burden behind the wheel and maternity worries

Attached to the technology motorbike taxi driver profession for more than 10 years, Mr. Pham Mi Sen confided that the biggest pain of technology drivers comes from the two words "identity". On paper, they are called "partners" by applications. But in reality, in society, they are seen as "motorbike taxi drivers".

Tài xế xe ôm công nghệ Phạm Mi Sên xúc động chia sẻ tại hội thảo ngày 15.9. Ảnh: Minh Tâm
Technology motorbike taxi driver Pham Mi Sen emotionally shared at the workshop on September 15. Photo: Minh Tam

Not being recognized as an official worker means that they are deprived of all minimum social security benefits, completely self-sufficient when sick or encountering risks.

From that reality, he proposed that management agencies soon bring technology drivers into the legal framework, create equal relationships so that workers have the right to negotiate about fares, working hours and discount rates.

Các nữ tài xế xúc động khi chưa được hưởng quyền lợi an sinh xã hội. Ảnh chụp ngày 15.9. Ảnh: Minh Tâm
Female driver emotional when not yet enjoying social security benefits. Photo taken on September 15. Photo: Minh Tam

The social security gap is also clearly shown through the stories of female drivers. Ms. Le Thi Thuy Hoa (32 years old), although nearly 8 months pregnant and only a few weeks away from giving birth, still strains herself to drive 10 hours a day. Having worked for 8 years at a business with full social insurance, health insurance and unemployment insurance, Ms. Hoa quit her job to switch to driving to be flexible in taking care of her young child.

Tài xế Lê Thị Thúy Hoa xúc động chia sẻ nỗi vất vả khi chạy xe ôm công nghệ tại hội thảo ngày 15.9. Ảnh: Minh Tâm
At the seminar on September 15, driver Le Thi Thuy Hoa emotionally shared about the hardship of driving a technology motorbike taxi. Photo: Minh Tam

However, not being subject to compulsory social insurance makes her face the bitter reality that there is absolutely no maternity allowance. She choked up sharing that stopping driving means stopping income, forcing her to squeeze out her energy to work close to the day of birth to collect childbirth expenses. She hopes that functional agencies and car companies will soon have a mechanism to protect female drivers, creating conditions for them to pay social insurance to have a support when giving birth as well as when they are old.

Trao 20 phần quà là các nhu yếu phẩm cho các anh chị tài xế xe ôm công nghệ ngày 15.9. Ảnh: Minh Tâm
Trade union presents 20 gifts including necessities to technology motorbike taxi drivers on September 15. Photo: Minh Tam

Need legal identification and compulsory social insurance

Assoc. Prof. Dr. Nguyen Duc Loc, Director of the Institute for Social Life Research, said that a survey of over 400 drivers showed that current income has decreased sharply. If drivers participate in voluntary social insurance themselves, they will find it difficult to ensure their lives. Therefore, there needs to be a clear identification and a reasonable income distribution mechanism for businesses and drivers to deduct and pay compulsory social insurance.

PGS.TS Nguyễn Đức Lộc, Viện trưởng Viện Nghiên cứu Đời sống xã hội, cho biết khảo sát trên 400 tài xế chỉ ra thu nhập hiện tại đã giảm sâu. Ảnh chụp ngày 15.9. Ảnh: Minh Tâm
Assoc. Prof. Dr. Nguyen Duc Loc, Director of the Institute for Social Life Research, said that a survey of over 400 drivers showed that current income has decreased sharply. Photo taken on September 15. Photo: Minh Tam

Mr. Phung Thai Quang, Vice Chairman of the Ho Chi Minh City Labor Federation, Director of the Ho Chi Minh City Trade Union Workers' Counseling and Support Center, emphasized that the center will coordinate with relevant parties to propose algorithmic transparency platforms, promote negotiation of discount rates and expand compulsory social insurance for technology drivers, helping them to be protected commensurately for their contributions to the economy.

Currently, Ho Chi Minh City has about 400,000 technology and delivery drivers. Notably, 73.4% of drivers only participate in household health insurance or receive support from trade union organizations, and the rest do not even have any type of insurance.

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