Pensionary benefits before retirement age: In which areas are people entitled to them?
The new list of particularly disadvantaged areas will be applied as a basis for receiving pensions earlier than the retirement age under normal working conditions.
Circular 26/2025/TT-BNV of the Ministry of Home Affairs issued a new list of areas with particularly difficult socio-economic conditions, as a basis for determining cases eligible for retirement at a lower age ( earliest pension). Applicable from January 1, 2026.
At the same time, the document also clearly stipulates how to calculate working time in each period, including the period before 2021, the period from 2021 to 2025 and the transition period from July 1, 2025.
Accordingly, the working period of employees from January 1, 2021 to before January 1, 2026 in areas with particularly difficult socio-economic conditions will be used as the basis for determining early retirement conditions.
During this period, the determination of particularly difficult areas continues to be applied according to the List issued with Circular No. 19/2021/TT-BLDTBXH dated December 15, 2021 of the Minister of Labor, War Invalids and Social Affairs (old).
In particular, for working time from July 1, 2025 to before January 1, 2026, determining the conditions of areas with special difficulties as a basis for early retirement is calculated according to the status of the area at the time of June 2025.
From January 1, 2026, socio-economic regions will have particular difficulties in determining early retirement as follows:
1. An Giang Province: Tho Chau Special Zone.
2. Cao Bang province includes the communes of Bao Lac, Bao Lam, Be Van Dan, Co Ba, Coc Pang, Dam Thuy, Dinh Phong, Doai Duong, Ha Lang, Ha Quang, Huy Giap, Hung Dao, Khanh Xuan, Lung Nam, Ly Bon, Ly Quoc, Nam Quang, Phan Thanh, Phuc Hoa, Quang Han, Quang Lam, Quang Long, Quang Trung, Son Lo, Tam Kim, Tong Cot, Trung Khanh, Vinh Quy, Xuan Truong, Yen Tho.
3. Dak Lak province includes the communes of Buon Don, Dlie Ya, Ea Hiao, Ia lop, Ia Re, Krong No, Cu Pui, Ea Bung, Ea Rok, Ea Sup, Yang Mao.
4. Dien Bien province includes the communes: Cha To, Chieng Sinh, Muong Cha, Muong Luan, Muong Mon, Muong Nha, Muong Nhe, Muong Toong, Na Bung, Na Son, Nam Ke, Nam Nen, Nuat Ngam, Pa Ham, Pu Nhi, Pu Nhung, Phinh Giang, Quang Lam, Sam Mon, Sang Nhe, Si Pa Phin, Sin Chai, Sin Thau, sinh Phinh, Tia Dinh, Tua Chua, Tua Thang, Thanh Yen, Xa Dung.
5. Dong Nai province, including the communes of Bu Gia Map, Dak Nhau, Dak O.
6. Gia Lai province includes the communes of Dak Rong, Ia Chia, Ia Dom, Ia Mo, Ia Nan, Ia O, Ia Pon, Ia Tach,SRo.
7. Khanh Hoa Province: Truong Sa Special Zone.
8. Lai Chau province includes the communes of: Bum Nua, Bum To, Dao San, Hong Thu, Hua Bum, Khoen On, Khong Lao, Khun Ha, Le Loi, Mu Ca, Muong Kim, Muong Mo, Muong Te, Nam So, Nam Cuoi, Nam Hang, Nam Ma, Nam Tam, Pa Tan, Pa Do, Pu Sam Cap, Si Lo Lau, Sin Ho, Sin Suoi Ho, Ta Tong, Tua Sin Chai, Thu Luom, Ta Leng.
9. Lang Son province, including the communes: Ba Son, Cao Loc, Cong Son, Doan Ket, Kien Moc, Khuat Xa, Mau Son, Quoc Viet.
10. Lao Cai province, including the communes: A Mu Sung, Bac Ha, Ban Ho, Ban Lau, Ban Lien, Ban Xeo, Bao Nhai, Cao Son, Coc Lau, Che Tao, Den Sang, Hanh Phuc, Khao Mang, Lao Chai, Lung Phinh, Minh Luong, Mu Cang Chai, Muong Bo, Muong Khuong, Muong Hum, Nam Co, Nam Xe, Nghia Do, Ngu Chi Son, Pung Luong, Pha Long, Phinh Ho, Si Ma Cai, Sin Che, Ta Cu Ty, Ta Phin, Ta Van, Ta Xi Lang, Tu Le, Tram Tau, Y Ty.
11. Lam Dong province, including: Hon Hai island in Phu Quy special zone; communes: Cat Tien 2, Cat Tien 3, Da Teh, Da Teh 2, Da Teh 3, Dam Teh 1, Dam Rong 2, Dam Rong 3, Dam Rong 4, Dak Mil, Dak Dak Dak, Dak Song, Dak Wil, Duc An, Krong No, Lac Duong, Nam Dong, Nam Da, Nam Nung, Nhan Co, Quang Hoa, Quang Khe, Quang Phu, Quang Son, Quang Tan, Quang Tin, Quang Truc, Ta Nang, Ta Hine, Ta Dung, Tuy Duc, Thuan An, Thuan Hanh, Truong Xuan.
12. Nghe An province includes the communes: Bac Ly, Chieu Luu, Huoi Tu, Huu Kiem, Huu Khuong, Keng Du, Muong Long, Muong Quang, Muong Tap, Muong Xen, My Ly, Nam Can, Nga My, Nhon Mai, Que Phong, Tam Quang, Tam Thai, Tien Phong, Thong Thu, Na Loi, Na Ngoi, Tri Le.
13. Quang Ninh province, including: Co To Special Zone; Hoanh Mo Commune; Soi Den Sea Light Station (old Youth Island Light Station); Ha Mai Sea Light Station in Van Don Special Zone.
14. Quang Ngai province, including: Ly Son Special Zone; communes: Bo Y, Duc Nong, Dak Koi, Dak Long, Dak Mon, Dak Pek, Dak Pxi, Dak Rve, Dak Sao, Dak To Kan, Ia Da, Ia To, Kon Dao, Kon Plong, Mang But, Mang Den, Mang Ri, Mo Rai, Ngoc Linh, Ngoc Tu, Ro Koi, Sa Binh, Sa Loong, Tu Mo Rong, Xop, Ya Ly.
15. Quang Tri province, including: Con Co Special Zone; Ho rum village and Mit village in Kim Ngan commune; communes: Dan Hoa, Kim Dien, Kim Phu, Thuong Trach, Truong Son, Tuyen Lam, La Lay, Ta Put, Dakrong, A Doi, lia, Khe Sanh, Huong Lap, Huong Phung, Tan Lap, Tan Thanh.
16. Son La province includes the communes of Bac Yen, Bo Sinh, Co Ma, Chieng Hoa, Chieng Khoong, Chieng Khuong, Chieng Lao, Chieng Sai, Gia Phu, Kim Bon, Long He, Muong Bam, Muong Chien, Muong La, Muong Lan, Muong Lam, Muong leo, Muong Sai, Nam Ty, Ngoc Chien, Pac Nga, Pung Banh, Sop Cop, Suoi To, Ta Khoa, Ta Xua, Xim Vang.
17. Tuyen Quang province includes the communes: Bach Dich, Ban May, Can Ty, Du Gia, Dong Van, Duong Thuong, Hoang Su Phi, Ho Thau, Khau Vai, Khuon Lung, Lao Chai, Lung Cu, Lung Phin, Lung Tam, Mau Due, Meo Vac, Minh Tan, Nam Dan, Nam Dich, Niem Son, Ngoc Long, Nghia Thuan, Pa Vay Su, Po Ly Ngai, Pho Bang, Quan Ba, Quang Nguyen, Sa Phin, Son Vi, Sung Mang, Tat Nga, Tan Tien, Tung Vai, Thanh Tin, Thanh Thuy, Mong Mo, Thong Nguyen, Trung Thinh, Man Xin, Yen Minh.
18. Thai Nguyen province includes the communes of Bang Thanh, Cao Minh, Con Minh, Cuong Loi, Dong Phuc, Ngan Son, Nghien Loan, Thuong Quan, Van Lang, Vinh Thong, Xuan Duong.
19. Thanh Hoa province, including the communes: Muong Chanh, Muong Lat, Muong Ly, Nhi Son, Pu Nhi, Quang Chieu, Tam Chung, Trung Ly.
20. Da Nang City, including: Hoang Sa Special Zone; communes: Avang, Ben Giang, Dac Pring, Hung Son, La De, La E, Nam Giang, Nam Tra My, Phuoc Chanh, Phuoc Nang, Phuoc Thanh, Tay Giang, Tra Doc, Tra Giap, Tra Leng, Tra Linh, Tra Tan, Tra Tap, Tra Van; Son Cha - Hon Son Cha sea light station in Hai Van ward.
21. Hai Phong City, including: Bach Long Vy Special Zone; Long Chau sea light station in Cat Hai Special Zone.
22. Ho Chi Minh City: Con Dao Special Zone.
23. Hue City, including the communes: A Grid 1, A Grid 2, A Grid 3, A Grid 4.
24. Other production and administrative units: DK1 Boiler House.
According to regulations, in 2026, the retirement age of employees in normal working conditions is:
Male worker: 61 years and 6 months.
Female employee: 57 years old.
In 2027, the retirement age will continue to increase:
Male worker: 61 years and 9 months.
Female employee: 57 years and 4 months.
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