Receive pension in 2026: Must have paid social insurance for at least 15 years

For subjects participating in compulsory social insurance (SI), Article 64 of the Law on Social Insurance 2024 stipulates that to receive pensions, employees must meet the conditions on retirement age as well as the number of years of social insurance payment.

In which, the number of years of social insurance contributions to receive pensions must be at least 15 years or more, both for men and women.

This regulation does not apply to pensioners who are less likely to work (Article 65 of the Law on Social Insurance 2024).

For subjects participating in voluntary social insurance:

According to Article 98 of the Law on Social Insurance 2024, voluntary social insurance participants are entitled to receive pensions when they reach retirement age as prescribed in Clause 2, Article 169 of the Labor Code 2019 and have paid social insurance for 15 years or more.

Regarding the retirement age requirement, in 2026, according to the provisions of the 2019 Labor Code, the retirement age of employees in normal working conditions is: Male employees: 61 years and 6 months; female employees: 57 years old.

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