Couple with an income of less than 40 million VND/month can buy social housing

The Lao Dong Newspaper Legal Consulting Office replied:

Clause 2, Article 1, Decree 261/2025/ND-CP (effective from October 10, 2025) amending and supplementing Clause 1 and Clause 2, Article 30 of Decree No. 100/2024/ND-CP, stipulates as follows:

Article 30. Income conditions

1. For subjects specified in Clauses 5, 6 and 8, Article 76 of the Housing Law, the following income conditions must be ensured:

a) In case the plaintiff is unmarried or confirmed single, having an actual average monthly income of not more than 20 million VND shall be received according to the Salary and Salary Table confirmed by the agency, unit or enterprise where the subject works.

In case the petitioner is an unmarried person or is confirmed to be single and raising a child under the age of majority, the actual average monthly income received shall not exceed 30 million VND as calculated in the Salary Table, confirmed by the agency, unit or enterprise where the subject works.

b) In case the plaintiff is married according to the provisions of law, the plaintiff and his/her husband (husband) with a total average monthly income shall receive no more than 40 million VND in equity according to the Salary and Salary Table confirmed by the agency, unit, or enterprise where the subject works.

c) The time to determine income conditions as prescribed in Point a, Point b of this Clause is within 12 consecutive months, calculated from the time the competent authority implements the confirmation.

d) Based on the conditions and income levels of each area in the area, preferential housing policies for cadres, civil servants, and public employees, and the number of dependents as prescribed by law, the Provincial People's Committee may decide on the coefficient for adjusting the income level prescribed in Point a and Point b of this Clause but not exceeding the ratio of average income per capita in the locality compared to the average income per capita of the whole country; decide on policies to encourage access to social housing for beneficiaries of social housing support policies with three (03) dependents or more in the same household.

Thus, couples with a total average monthly income of no more than 40 million VND can buy social housing.

See the original here