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Ms. Le Thi Thu Tra - former Permanent Vice Chairman of the Vietnam Fatherland Front Committee of Tan Binh District - received the decision to retire early at the end of June. Photo: Minh Tam
Ms. Le Thi Thu Tra - former Permanent Vice Chairman of the Vietnam Fatherland Front Committee of Tan Binh District - received the decision to retire early at the end of June. Photo: Minh Tam

Early retired officials choose to start a business, continue to contribute to the community

Minh Tâm (báo lao động) 12/09/2025 14:04 (GMT+7)

Many cadres and civil servants proactively retire early according to Decree 178 to make room for the younger generation. Thanks to financial support policies and optimism, they turn this choice into a start-up opportunity, continue to contribute and find new meaning in life.

giving the younger generation a place

In the context of staff streamlining, many cadres and civil servants have proactively retired early. This is a decision that demonstrates the sense of responsibility and understanding of the State's policies.

Ms. Le Thi Thu Tra - former Permanent Vice Chairman of the Vietnam Fatherland Front Committee of Tan Binh District - is a typical example. Although she is still capable and has been arranged by the Party Committee leadership to be commensurate with the position she took when merging, she still decided to retire early to create conditions for a young, dynamic cadre class.

Ms. Thu Tra shared: "If I am qualified, I should take a step back, creating conditions for younger people to arrange work more easily".

This decision shows that they have put the common interest above personal interests, contributing to the rejuvenation and improvement of the operational efficiency of the apparatus. Decree 178 has created additional capital, helping retirees receive a significant support amount early.

Ms. Tra said that with the supported amount of more than 1.4 billion VND, she has capital to carry out the long-standing plans.

A part of the money was invested by her son to start a coffee shop. This is not only a financial investment, but also a support, accompanying the younger generation on the path to starting a career. The rest, Ms. Tra saves to ensure a stable life, helping her feel secure in pursuing community activities.

Continue to contribute

Retirement does not mean sitting still, but moving to another " front". With accumulated experience and knowledge, many retired cadres continue to contribute to society in many different ways.

Currently, Ms. Tra is still actively taking on the role of Deputy Head of the People's Jury at the People's Court of Region 4 (HCMC). She also actively participated in the activities of the Fatherland Front of Tan Binh Ward and became a "connector" between the government and the people, helping to solve problems from the grassroots.

With the desire to share experiences and help people in difficult circumstances, she is also providing free legal advice to people when needed. This is a humane act, demonstrating the responsibility of retired cadres to the community.

Early retirement is a personal choice, but with good support from policy and an optimistic spirit, it can completely become a positive turning point.

Ms. Tra emphasized: "Those who proactively apply for early retirement are not negative. They all have their own calculations, plans and know how to turn it into an opportunity.

Instead of worrying and worrying, cadres who retire early can proactively seek new directions, suitable to their interests and abilities, continue to contribute and create new values for society. They are the ones who inspire, proving that retirement is not the end, but a promising new start.

As of September 8, Ho Chi Minh City has resolved policies for 5,997 cadres, civil servants, and public employees to retire early or quit their jobs according to Decree 178. In addition to severance pay, the Ho Chi Minh City People's Council has also passed a resolution on the regime of supporting loans to create jobs for cadres, civil servants, public employees, non-professional workers and workers who quit after the restructuring of the apparatus.

The policy will be implemented through the Ho Chi Minh City branch of the Social Policy Bank, with a maximum loan amount of VND300 million, for a term of up to 10 years. The interest rate is applied to the level for poor households (6.6%/year). In particular, in the first 5 years, borrowers are supported by the Ho Chi Minh City budget with 100% interest rate; then they will pay interest according to regulations, with the overdue debt fine of 130%.

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